Do I Need Dental Insurance to Get Orthodontic Treatment?

Figuring out the financials behind orthodontic treatment can be exhausting, but our team at Alba Orthodontics is here to work with you each step of the way. If you are trying to get an idea of your estimated costs or are curious if you need dental insurance to get orthodontic treatment, look no further than our handy guide. Our knowledgeable team is here to share everything you need to know.

 

What Orthodontic Care Can Achieve

An Orthodontist’s Job

Providing comprehensive care, orthodontists like our own Drs. Fred and Jeff Alba have mastered diagnosing, treating, and preventing all tooth and jaw alignment issues. Including bite complications, malocclusion, and jaw pain, our office can help comfortably solve these concerns and work towards a solution.

Orthodontists complete years of training to treat patients of all ages and accomplish results that will last a lifetime. Patients can count on leaving our office at the end of treatment with a beautiful smile and knowing they received the best care around.

Treatment Options Available

Alba Orthodontics provides many advanced braces options, so you can benefit from the one that fits your needs best. Metal braces have modernized to rely on updated technology and smaller brackets to provide a comfortable experience realigning your smile. We understand many enjoy nearly invisible treatment options, so we also offer clear aligners, Damon clear braces, and InBrace Hidden braces, each filling different needs yet doing the same work towards straighter teeth. 

 

Why Invest In Your Smile?

While many believe straightening your smile with braces is purely an aesthetic procedure, expert care achieves much more than that. Increasing the functionality of your teeth leads to general health benefits such as smoother digestion, decreased chances of jaw pain and gum disease, and greater confidence in professional and personal settings.

By thinking about your present oral health, you are proactively setting yourself up for a healthy future. The earlier you address dental issues, the less complicated procedures you may have to endure later in life.

 

The Power of Dental Insurance

Dental insurance is a form of coverage that typically covers routine dental complications, crowns, imaging, annual checkups, preventative care services, and more. Companies require a monthly premium to keep your insurance active and ready to use at appointments. Depending on what your plan takes care of, coverage can decrease your out-of-pocket costs and make treatment more affordable. However, plans vary so you could have dental insurance excluding orthodontic services.

Do You Need Insurance To Receive Treatment?

We are happy to share that insurance is not required to be seen for treatment at Alba Orthodontics. Our team is passionate about providing high-quality care to everyone at a reasonable cost. To help make this possible, we offer in-house interest-free payment plans and can decrease your initial down payment to help make things flexible to your budget. At your free consultation, our financial coordinator, Amanda, can talk you through financing your personal costs and answer any questions you may have before beginning treatment. 

What Plans Do We Accept?

Alba Orthodontics accepts many providers in Pennsylvania, including Ameritas Life Insurance Corp, Cigna, Guardian DIrect, Humana, Physicians Mutual, United Healthcare and more! Our team will file your claim for you to ensure you receive the best benefits. If you do not see your provider listed, feel free to give us a call, and we can discuss further details. 

 

Do I Need Dental Insurance to Get Orthodontic Treatment?

Choosing The Best Plan For Your Needs

Despite teeth straightening holding practical value, not all dental insurance plans include braces because they are considered cosmetic procedures. If you are in the process of searching for a plan that provides orthodontic treatment, our team recommends you keep the following things in mind to choose the best plan to match your needs.

Monthly Premium Costs

Each month, you are responsible for paying a set amount, also known as a premium, to keep your insurance active. Choosing a plan that includes everything you need while staying within your budget can be time-consuming but worth the effort you put in to provide long-term assistance. 

Coverage

Referring to your chosen plan, your insurance company will provide details on what each plan covers and what you would financially cover yourself. Don’t forget to review the details and confirm what you need is listed before finalizing your coverage. 

Coverage Limits

There is a maximum amount of money or procedures insurance will cover in a calendar year. If that number is reached, you are accountable for the costs exceeding the limit.

 

How Much Does Everything Cost?

With Insurance

Because each insurance plan is different, offering a reliable estimate is challenging. Your plan may cover anywhere between 50-and 80% should orthodontic services be included or as little as nothing if they are not.

As mentioned, our office offers a free consultation in which we can examine your teeth and provide you with an itemized list of the work we can do for you. The cost details will be laid out for you, and we can help determine the cost of your customized treatment.

Without Insurance

Your cost considers how long you will need the appliance, your current oral health, and the complexity of your case. 

Clear Aligners: 

The average range is $3,500 to $8,000 for the complete series of aligners.

Damon Clear Braces: 

The average range is $4,000 to $8,000 for full treatment.

InBrace Hidden Treatment: 

The average range is $5,000 to $8,000 for full treatment.

Metal Braces: 

The average range is $3,000 to $7,000 for full treatment.

 

Do I Need Dental Insurance to Get Orthodontic Treatment?

Affordable Care Transforms Smiles

Whether you have dental insurance to use towards treatment with us or not, Alba Orthodontics strives to offer budget-friendly options for those looking to improve their smile without breaking the bank. If you have any more questions related to your specific insurance plan or how payment works, we are here for you! Give us a call at 717-790-5853 to schedule your free consultation at our Mechanicsburg practice and take advantage of this perfect opportunity to start your journey.